772 | Four Students Discuss Their Personal Afterlife Plans
Chapter 1: Evan, Abby, Diesel, and Rev Discuss the Afterlife Assignment
Evan, Abby, Diesel, and Rev discuss the afterlife assignment as the rest of the school rushes to leave. The bell rings, and the room explodes.
Desks scrape. Backpacks slam. Voices collide as everyone fights for the door like they’re escaping a fire.
Everyone except Evan, Abby, Diesel, and Rev.
They stay at the back of the classroom, four desks dragged into a crooked square by the window. Late‑afternoon light spills across open notebooks and one crumpled printout in the center.
Homework: Design a possible personal plan for an afterlife.
Most of their class will hand in something safe—clouds, halos, jokes about heaven having better Wi‑Fi.
These four don’t do safe.
Evan flips the page with his pen, heart thudding a little harder. This question doesn’t feel like homework to him. It feels like something that’s been pacing around inside his head for years, waiting for a door.
“We all have to come up with a plan,” he says. “Not just ‘I hope I go somewhere nice.’ A real plan. So… who goes first?”
Abby doesn’t hesitate.
Abby describes her heaven of family packs to the group, detailing her specific vision for the afterlife. Abby straightens in her chair, ponytail brushing her hoodie. Her notebook is already open, pages crowded with tight handwriting.
“When my soul gets to heaven,” Abby says, “I’m with my friends and my family. That’s it. I don’t care about anyone who’s not part of my pack. I want my mom, my dad, my grandparents, and the friends I still actually like. My afterlife is full of happy families. No drama. No strangers. Just… us.”
The way she says "mom" and "dad" makes Evan look at her twice. For her, this isn’t theory.
Rev leans forward, elbows denting the desktop.
“My soul keeps cycling,” Rev says. “I’ve been a mom, a dad, a brother, a sister to other souls. Not just once—thousands of times. There isn’t just one mom, one dad, one life for a soul. Every soul has had thousands of parents, thousands of kids. Each ‘current’ mom played other roles before—friend, sister, father, stranger. All those different lifetimes tangle together. They don’t melt down into one perfect little family in heaven.”
Abby shakes her head like he’s a kid who just got the rules wrong.
“You don’t understand how it works,” she says. “My Creator can do anything. He calls his huge pack together in heaven, but inside that big pack, there are smaller packs—families. My Creator doesn’t let non‑pack members into his heavenly world. The rejects didn’t want to be part of his pack while they had bodies. They chose other packs, so after death they go join the reject packs in the never‑ending bad place.”
Diesel lets out a low whistle.
“So not all souls go to heaven?” he says. “And in each pack, everyone makes it? What if some parents or siblings don’t make the cut?”
“My Creator works it out,” Abby says, and her voice hardens. “There are only perfect packs of perfect families in heaven—including their pets. My Creator keeps the family packs together so they can all be happy.”
Diesel tips his chair back, smirking.
“Very convenient,” he says. “Either the whole family goes to the good place, or generations of your family and friends go to the bad place. As long as the families in heaven stay happy.”
Abby glares at him. “You’re being way too logical,” she says. “You need to understand how my all‑knowing, all‑everything Creator—my divine Father—handles things.”
Diesel raises his hands. “Exactly,” he says. “I don’t see the sense in your plan. Does your heavenly Father replace your human father?”
Something flashes in Abby’s eyes, quick and sharp.
“That’s a forbidden question,” she says.
Diesel doesn’t back off.
“Right now,” he says, “about thirty percent of kids grow up without a father in the house. Do their deadbeat dads join them in heaven? Do thirty percent of heavenly families have no father?”
“You’re asking meaningless questions,” Abby says, her jaw tight.
Silence drops over the desks. Outside, a late bus rumbles past. Inside, the tension feels like static building.
Evan clears his throat.
“Maybe,” he says carefully, “we need a different starting point.”
Evan explains the concept of equal souls and free will as the others listen closely. The hallway noise slowly fades. Dust drifts through the sunbeam crossing their desks. Evan turns to a clean page.
“All souls start with the same potential,” Evan says, “and they’re held to the same cosmic laws. Think about oak trees. Oak seeds are basically the same. They follow the same natural laws. The trees end up different because of their environment, not because the seeds were unequal. Souls are like that. They start equal. They end up different because of their free‑will choices.”
Diesel snorts.
“Hang on,” he says. “I’m born poor. My friend was born loaded. That is not the same potential. DNA and environment shape our personalities and what choices we even get to make.”
“For this one lifetime,” Evan says. “Your DNA, your family, your situation now—those come out of your soul’s past choices and experiences.”
Diesel makes a face.
“I want to blame everything on my parents and how I was raised,” he says. “If my soul’s past choices caused this life, that puts way too much responsibility on me to make the right choices for my next one. I’d rather do whatever I want now and assume there is no future me to deal with it.”
Rev nods slowly.
“Blaming others for who you are now is normal,” he says. “It’s how people dodge responsibility. Lots of disadvantaged people are reaping consequences from their past and don’t even believe in a future life. Doing whatever you want now passes everything on to your future you, whether you believe in that future you or not.”
Evan glances toward Abby.
“In Abby’s plan,” he says, “her Creator makes every soul unique from the start. So, in the end, everything can be blamed on how the Creator designed each soul. In my plan, the Creator makes all souls equal in potential, with huge chances to evolve and become powerful, caring beings.”
Abby lifts her chin.
“My Creator made me the way I am. That’s the cause,” she says. “All souls are made in his image and likeness.”
“He also gave you free choice to expand and evolve,” Evan says. “Real equality is when everybody who walks into a mall starts with the same money. How can you say a poor kid with a disability, a blind baby, and a billionaire’s son are all made equal at the start?”
Abby folds her arms.
“Each one has strengths and weaknesses to balance it out,” she says. “They each have something different to overcome.”
“There it is,” Evan says quietly. “Their body and environment help them learn something—not everything—just a few key virtues each lifetime. Picture the soul as an artist with tons of paint and blank canvases. In each life, he paints one masterpiece, working with certain colors, certain virtues and experiences. It takes many lifetimes to master them all and expand from caring about a few souls to caring about millions and billions.”
Rev rubs his forehead.
“Wait,” he says. “When did I sign up to care about a billion souls? I can barely deal with my family and a few friends. My parents aren’t happy with my grades, my girlfriend hates my bad habits, and my friends want to have fun. No one is interested in helping me ‘discover and master my soul.’”
Evan gives a small smile. At least Rev is honest.
“Then maybe we look at choices,” he says. “Like money.”
Evan compares karma to spenders, borrowers, lenders, and savers in a mall to illustrate his point about choices. Evan sketches a big rectangle on his paper and writes MALL in the middle.
“Imagine four types of people walk into a mall,” he says. “Spenders, Borrowers, Lenders, and Savers. They all start with the same amount of money. Same cash. Same mall. Their choices create totally different futures.”
Diesel grins.
“Instead of talking about it,” he says, “how about you just give me that money so I can go on a real shopping spree? I’m an expert on spending.”
They laugh, but Evan’s already inside the picture in his head.
In his mind, the mall lights flicker on. A booming voice echoes through the food court.
Spender.
“I’ve got extra money, so I’m buying new clothes and gadgets,” Spender announces. “I’ll hit the arcade and do whatever I want to feel happy.”
Spenders strut through Evan’s mental mall in brand‑new outfits and empty wallets.
“Hey, look at my shirt,” Spender brags. “Top brand. Red circle design, front and back. Seventy‑five bucks on sale. It was a hundred last week. I just saved twenty‑five.”
Rev cuts in dryly.
“I don’t care what’s on it,” he says. “It’s still a five‑dollar T‑shirt. Come back in six months, and you’ll find it on the clearance rack for five bucks.”
In Evan’s imagination, Spender shrugs.
“I’m addicted to nice clothes and gadgets,” Spender says. “That’s why I have three part‑time jobs. Everything I want costs too much, but I don’t want to question my desires. Having the newest stuff makes me feel worthy. Special. When someone else has better stuff, I feel miserable and worthless. But I’m smart. When I run out of money, I borrow from people who don’t know how to spend theirs.”
“Spenders usually become Borrowers,” Evan says, “and then they depend on Lenders—the people who saved instead of spending.”
Lenders step into the scene in his mind, calm and controlled.
“I’ve got extra money to loan to Spenders who ‘need’ more,” Lender says. “I already have what I need. I’d rather invest and earn interest. Interest is like free money I don’t physically work for. I rely on discipline to control my spending so I can have more freedom later. I feel sorry for Borrowers. They have to work extra to pay interest, and their money vanishes into nothing.”
Then Borrower appears—eyes bright, smile wide.
“I’m a free spirit,” Borrower says. “I know how to satisfy my overpowering desires now. Sure, I lack patience and discipline, but I’ve mastered convincing others to lend me money so I can spend it. I love trading paper money for real things.”
Diesel grins wider.
“I figured out I can borrow more to pay the interest on my debts,” he says.
In Evan’s mental mall, the lights dim around Borrower.
“It’s unfair,” Borrower complains. “I work so hard, and other people still have more. I feel cheated. Enslaved. I’m stuck making payments and getting nothing back. I’m still paying for clothes that are out of style and gadgets that are obsolete. The happiness I felt at the start disappeared fast. Now the debts own me.”
Besides his drawing, Evan writes: "Borrowers can become criminals."
“Borrowers usually start each new lifetime already in debt from the last one,” he says. “They blame everyone but themselves.”
Then, in his mind, another figure walks through the mall.
Saver.
“I don’t spend any money here,” Saver says, watching the others rush by. “But I still have fun seeing the latest clothes and toys. I reuse what Spenders throw away. I’ve learned to be happy without overspending. I cut my freedom now to gain more freedom later. My stuff is old, but my wallet is full. I gather what others toss out and sell it to Borrowers, who always need more. I end up with enough extra to help people with the crises they created themselves.”
Rev nods slowly.
“I get it,” he says. “Savers focus on controlling what they want, not on doing whatever they want.”
Evan underlines his last sentence three times.
“The long‑term consequences of choices stack up,” he says, “over thousands of lifetimes. That pile of choices shapes a soul’s level of caring, abilities, and power—not just parents and environment. Souls don’t get a clean slate every lifetime. They still owe their past debts. The good news is, they also carry forward their earned savings and skills.”
Diesel slumps back in his chair.
“Okay, I get it,” he says. “I don’t like it, I’m not promising I’ll remember it, but I get what you’re saying. Souls having multiple bodies, karma, all that. But there’s no proof I existed before this body or will exist after.”
Evan meets his eyes.
“I think the opposite,” he says. “The fact that humans are so different is proof. Laws of cause and effect say every effect has a cause. The effect is that we’re not equal in circumstances. Something had to cause that long before birth. Free choice fits.”
Abby jumps back in.
“My Creator made me the way I am. That’s the cause,” she repeats. “All souls are made in his image and likeness.”
“And he gave you free will to expand and evolve,” Evan repeats. “Real equality is when everyone walking into the mall has the same money.”
They fall silent. For a moment, the only sound is the ticking clock and a faint shout from someone down the hall.
Each of them is suddenly replaying their own choices like a stack of receipts.
Evan, Rev, Diesel, and Abby debate soul caring and hobbies as the afternoon stretches on. The classroom is almost empty now. A jacket droops off the back of a chair. The clock ticks louder, like it’s counting them down.
“Do you care about your parents’ and friends’ souls?” Evan asks quietly.
Rev blinks. The question hits under his skin.
“I’ve never thought about it,” he says. “They’ll die. They’ll come back. They’ll handle their own karma. I mostly care about avoiding trouble and bad karma for myself. No one talks about afterlife skills or ‘soul‑caring abilities.’”
Evan nods, then pushes harder.
“Imagine an enemy army invading a country,” he says. “Every little town only cares about its own safety. No one cares about the next town over. Each group is so busy guarding its own walls that the invader picks them off one by one. The only way to stop the enemy is if the whole country unites and fights together.”
Rev squints at him.
“You just jumped from soul‑caring to war,” he says. “Did I miss a step? If some army invades, that’s people’s bad karma from a past life. They have to surrender, deal with the new ruler, and learn from it. If someone dies unfairly, they reincarnate and get a chance to retaliate later. It all cycles.”
“There’s zero soul‑caring in that cycle,” Evan says. “Just endless payback.”
Rev shrugs.
“Obviously,” he says. “That’s why the world is full of violence. People keep getting chances to hit back and ‘balance’ things. That’s what makes karma so entertaining—lots of experience.”
“That’s not how it’s supposed to be,” Evan says.
Diesel raises an eyebrow.
“Says who?” he asks. “This has gone on for ages, and now you want to rewrite the rules? And are we talking about our afterlife assignment or the real world?”
“We should look for a plan that fixes what’s broken right now,” Evan says. “Humans glue themselves to certain interests and ignore almost everything else. One guy only cares about football. Another only cares about golf. Each one argues their sport is superior. Football fans say the game takes strength and speed, and golf is boring. Golf fans say football is brutal and leaves players injured for life, while golf is healthy and can be played at any age. Meanwhile, everyone forgets about soul‑caring. They drown in their hobbies.”
Diesel frowns.
“I have the right to like whatever I like,” he says. “I don’t care why; I love football and hate golf. That’s just me. Football makes me happy. Golf puts me to sleep. I have a right to my interests.”
Abby tilts her head.
“Are you saying any human interest—sports, hobbies, whatever—is basically a sin and deserves punishment?” she asks.
Evan exhales.
“Are you on Earth to watch men chase balls,” he says, “or to prepare for an eternal afterlife?”
Diesel groans.
“Choosing what I enjoy is part of free will,” he says. “Why bash that? Picking my favorite sports is like choosing what food I eat or what books I read. Life is built out of choices.”
Rev nods.
“Everyone is different because of their interests,” he says. “Last lifetime, maybe I was crazy about football. This lifetime, I’m into golf. In the big picture, none of it really matters, but over time, I get to experience everything.”
Evan rubs his temples.
“What did I say to make everybody pile on me?” he mutters.
Abby taps her pen against her notebook.
“You sound like you think everything everyone does is wrong,” she says.
“You’re trying to suck all the fun out of life,” Diesel adds.
“You’re trying to erase variety,” Rev says.
“Not true,” Evan says quickly. “I’m saying if you let human sensations and experiences run your life, you cap how far your soul‑caring can stretch. If all souls are children of the Creator, then they’re all your brothers and sisters. Ideally, we’d learn to care for everyone equally. Soul‑students try to sponsor and help those who are ready. Just caring about your small pack feels selfish. Aren’t we all headed into some afterlife? Shouldn’t we help more souls make it?”
Diesel shakes his head.
“Here we go again,” he says. “I’m never going to care about a billion souls.”
Abby lets out a breath.
“I wasn’t made to care that much,” she says. “It’s beyond me. That’s my Creator’s job.”
Evan looks straight at her.
“Not according to what you said earlier,” he replies. “Your Creator only cares about his chosen pack. The rest of the souls get tossed out like trash.”
Rev shifts in his seat.
“Soul‑caring is weird to me,” he admits. “Your plan has souls evolving into powerful, caring beings. I plan to help souls learn how to have fun without harming themselves. No final upgrade. I think I like your evolving souls better.”
Diesel hesitates.
“I sort of like it,” he says. “But in my plan, I gave my soul free will to do whatever makes it happy. Turning into some super‑being sounds like a lot of work. It would seriously get in the way of chasing pleasure.”
Abby surprises even herself.
“I like it too,” she says quietly. “In your plan, souls evolve into the actual image and likeness of the Creator. How does that even work? How do your souls learn to carry hope for so many and handle all the sorrow when souls keep disappointing and hurting them? That would take insane discipline and mastery. My Creator is ‘all‑everything’ by default, but he still dumps the souls that disappoint him. You’re saying many of your souls eventually become as great as my one Creator. You’re talking about a Creator who never stops caring, who carries souls through thousands of lifetimes until they finally make it—even when they mess up a thousand times on the way.”
Evan lets out a slow breath.
“The assignment is to design a plan that actually benefits souls,” he says. “Parenting and relationships are training grounds to expand soul‑caring. The number of souls you care about shows your level of attainment. Your actual ability to help them is another measure. Imagine evolving into a being who genuinely cares about every soul on the planet—and has enough mastery to hold a spiritual balance for anyone who asks for help.”
Diesel shrugs.
“In my plan, souls vanish after one life,” he says. “So the best thing is to be happy while you’re here.”
“In mine,” Rev says, “souls get to experience everything, but they never morph into something bigger.”
“In mine,” Abby says softly, “some souls make it to a heavenly world, but not all. I didn’t want to make it too easy.”
No one has a perfect answer.
But none of them look at the assignment sheet the same way anymore.
Evan describes a soul school with master teachers to explain his idea of a supportive Creator. Outside, the sunlight shifts toward evening gold. A janitor’s cart squeaks past in the hallway. The classroom lights buzz.
Evan flips to another page.
“In my plan,” he says, “the Creator makes all souls equal, gives them free will, and doesn’t abandon them. He keeps holding hope for each soul. He sets up a lighted path with guardrails. He sends teachers to instruct them, counselors to inspire them, warriors to protect them. It takes many lifetimes to build the discipline, wisdom, virtues, and power to care for even a billion souls. So he designs a soul‑school with master teachers to help souls unlock their divine potential.”
Diesel frowns.
“That sounds like a dictator training an army,” he says. “March in line, do his will.”
Abby nods.
“My Creator does that,” she says. “Obey or get punished.”
Rev looks at Evan.
“Why all this staff?” he asks. “Why not just let souls learn from their mistakes? Hurt others, get hurt back. Cause pain, receive pain. Eventually, they get it.”
Evan shakes his head.
“My Creator wants to help,” he says, “but he doesn’t force anyone onto the path. The soul has to want it. They have to choose to enroll in soul‑school, complete the lessons and take the tests. They have to give up some short‑term pleasure and distractions. They’re free to wander off and drown in worldly sensations. My Creator won’t drag them back. But if they decide to return, he welcomes them completely.”
The idea hangs in the air, clear and demanding.
Free will—with help.
No shortcuts.
Evan explains how parents hold hope for their children, changing the mood in the room. Evan turns to a fresh page and writes one word in big block letters:
HOPE.
“Picture having four kids,” he says, “and truly caring about their souls—about their mastery and their eventual graduation from this soul‑school. That’s real selflessness. There’s joy in that, but there’s also a lot of pain.”
He thinks of his own parents. The way their faces look when they stare at his report card. The way their faces look when they stare at him.
“The more expectations a parent has,” he continues, “the more they can be disappointed. The more assumptions they make, the more wrong they can be. But the purer their hope, the more likely their child is to follow the path toward victory.
“Hope is like holding a balance for someone. It’s an invisible support. Hope lays out a lit path with guardrails and a solid floor. It doesn’t walk the path for the kid. It doesn’t strap them down, so they can’t leave. Hope is like a stack of self‑help books and a working flashlight—but the kid still has to open the book and walk.
“Hope is showing them a real home. Safe. Warm. With parents who actually walk their own soul‑path instead of just talking about it.”
He looks at the others.
“A parent’s hope becomes a kind of unselfish will for that child,” Evan says. “Good parents don’t just hope the kid will make them look good. They hope for what’s best for the soul. To do that, they need some level of mastery and attunement themselves. Lots of lifetimes of practice. Having kids is a test: can they use that mastery to guide without controlling?”
His voice hardens a little.
“Parents have twenty to thirty years more experience than their kids,” he says. “They’re supposed to be in a better position to sense what’s best for their child’s soul. But many parents don’t. They don’t show a lit path. They don’t hold the balance through unselfish, pure hope.”
The words sink into the cracks between them.
Abby thinks of rules that are screamed instead of explained.
Diesel thinks of empty bleachers where his parents should be.
Rev thinks of pressure—of never being enough, no matter what he does.
Evan closes his notebook.
The assignment is no longer just an assignment.
Evan reviews his notes on projected thoughts and tempters while sitting alone in his bedroom. That night, the blue laptop light spills across Evan’s room as he types his notes into a document.
He re‑types Abby’s heaven full of family packs. Diesel’s one‑shot, fun‑only life. Rev’s endless loop of experience with no final transformation—his own soul‑school with equal seeds and evolving caretakers.
Lines from another unit drift back into his head. Something they studied weeks ago. Something he didn’t take seriously at the time.
The reading had said:
“Souls can be oppressed by dark, invisible outside forces that project thoughts and trigger emotions. Resisting temptation drains the tempter’s energy. When a soul consistently resists a particular temptation, the tempter eventually gives up. In that sense, the resisting soul gains strength from the tempter, instead of the tempter gaining power from the soul.
“Tempters want to conserve their energy. They know that continuing to pressure someone who keeps resisting is a waste. Their target gets stronger while they get weaker. Stealth tempters hide their thought‑projections so they feel like they come from inside the target’s own mind. Humans welcome these ideas as ‘my thoughts.’ ‘Because they’re my thoughts, they must be important.’
“Learning to tell the difference between the soul’s own thoughts and projected thoughts from tempters is a vital skill.”
He remembers rolling his eyes in class.
Now, after a whole afternoon of arguing about karma, soul‑caring, and afterlife plans, it doesn’t sound so ridiculous.
He flips to an older page in his notes labeled Progressive agenda. Bullet points march down the margin:
• worship false gods and call it multicultural rights. • endorse perversion and call it a personal lifestyle. • reward laziness with welfare. • kill unborn children and call it choice. • Avoid disciplining children and pretend it builds self‑esteem. • spread profanity and pornography and call it freedom of expression. • redefine morals and virtues and call it progressive enlightenment.
The tone feels harsh, almost like someone using religion as a weapon. But the pattern underneath is familiar: rename everything until nothing seems wrong.
He draws a line through parts he doesn’t agree with and underlines the one sentence that still matters:
Discerning soul thoughts from projected thoughts is an important skill.
That, at least, matches what they talked about today.
And it won’t leave him alone.
The four students present their afterlife plans to the class, leaving a lasting impression on their peers. The next day, they stand in front of the class and read their plans.
Abby goes first—with her heaven of packs and perfect families, carefully sorted and sealed. Diesel follows, describing his one‑shot life of pleasure and fun, where souls dissolve into nothing at the end. Rev lays out his cycles—lifetimes looping forever, full of experience but with no final upgrade. Evan finishes with his soul‑school, his equal seeds, his evolving caretakers who slowly learn to carry hope for more and more souls.
The room buzzes.
Some students smirk. Some stare out the window. Others lean in, listening harder than they want to admit.
No one agrees on a single plan.
But later, in the hallway, Evan catches scraps of whispered conversation slipping past lockers and half‑closed doors.
“Do you think we only get one shot?”
“If karma’s real, I’m doomed.”
“What if caring about more people actually… counts?”
A small, secret smile tugs at the edge of his mouth.
The assignment is doing more than chasing a grade.
Behind all their arguments, a quieter question keeps beating like a second pulse:
What kind of afterlife plan would actually help souls grow—without turning life into a prison on one side or a free‑for‑all on the other?
For four teens who feel the world closing in—prejudice, inequality, a breaking planet, systems that seem rigged—that question doesn’t stay abstract.
It turns personal.
Evan’s image of souls evolving until they can carry hope for billions doesn’t sound like a sermon to him anymore.
It sounds like a dare.
A mystery.
One worth solving.
As the final bell rings, Evan, Abby, Diesel, and Rev stay behind in the classroom to debate a homework assignment: designing a possible personal plan for the afterlife. Abby presents her vision of "family packs" where only perfect families enter heaven, Diesel champions a one-shot, pleasure-driven life without future consequences, Rev outlines endless karmic recycling without final upgrades, and Evan proposes a soul-school framework where equal souls evolve through free will, discipline, and expanding their capacity to care for others.
Diverse Afterlife Models: Humans view the afterlife through vastly different lenses—from rigid family-exclusive heavens and pleasure-focused oblivion to endless karmic loops and evolutionary soul-schools.
Soul Equality and Potential: All souls start with equal potential and are governed by the same cosmic laws, where individual differences and character are shaped by free-will choices and accumulated experiences across lifetimes.
The Accumulation of Karma (The Mall Analogy): Souls act like Spenders, Borrowers, Lenders, and Savers in a cosmic marketplace, carrying unspent debts or accumulated savings across multiple incarnations.
The Expansion of Soul-Caring: True spiritual evolution involves expanding one's capacity to care beyond a small, selfish "pack" toward unselfish hope and spiritual assistance for others.
Evan: A student who champions the evolutionary soul-school model, comparing karmic choices to financial habits in a mall and emphasizing the parental duty of holding unselfish hope.
Abby: An Absolvor student who fiercely defends a rigid, family-exclusive heaven where Pet-inclusive packs are saved and outsiders are rejected.
Diesel: A student who argues for a single, pleasure-focused life where souls vanish, mocking the responsibility of past and future karma.
Rev: A student who views existence as an endless, repeating cycle of experiential learning without a final transformation or upgrade.
Crysticism: The conceptual framework and narrative universe exploring soul school education, karmic accounting, and spiritual evolution.